Are you overwhelmed by all of the steps involved in the house buying process as a first time buyer ? What documents do you need, how do you get a solicitor, how do you put an offering on a property, how do I find the right mortgage lender, will I get a mortgage offer. All these questions going through your mind. In this video, I breakdown the process and simplify each step in a step-by-step guide to buying a home.
This includes: credit file advice, mortgage document check, understanding your affordability, when to obtain an agreement in principle, searching for properties, the mortgage application, instructing a solicitor, exchanging contracts and much more!
Intro 0:00
Multi-Agency Credit Report 0:30
Mortgage Documents Checklist 1:40
Mortgage Affordability Calculator 2:12
Property Search 2:40
Agreement In Principle 3:40
Offer and Mortgage Application 4:37
Home Buyers Report 4:45
Instructing a Solicitor 5:15
The Process 6:15
Exchange Contracts 7:41
Mortgage Completion 8:00
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Enquiry Form: https://mortgagechain.co.uk/contact-us
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Download FREE First Time Buyer Guide
https://mortgagechain.co.uk/first-time-buyer-tips/
Free Documents Download Checklist
https://mortgagechain36101.activehosted.com/f/11
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***SHOW NOTES
MULTIAGENCY CREDIT REPORT – This is step 1 as a First Time Buyer. Check your credit file!
Free Credit File Check. Check your credit score from the outset! Use checkmyfile as they provide reports of all three credit file agencies the mortgage lenders use to credit score you, on one file (Experian, Equifax and Transunion)
checkmyfile offer a 30-day free trial which is then £14.99 a month thereafter and can be cancelled at any time.
Check my free credit score now:
https://www.checkmyfile.com/credit-report.htm?ref=alexkerr&cbap=1
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*NEW SERVICE! – FAST TRACK CREDIT IMPROVEMENT PROGRAMME!
*For Just £99 for our all new Fast Track Credit Score Improvement Programme: email your enquiry to: fasttrackcreditfilecheck@mortgagechain.co.uk for full details of this service and should you want to book a slot, follow the instructions you receive back in the autoresponse email to book your slot OR simply book a slot using the link below. There are currently 100 places so hurry and book your slot before they all go!
Fast Track Credit Improvement Programme Bookings Link: MortgageChainLtd@mortgagechain.co.uk/bookings/s/XOk9GRMNm0mtPHK4mTTM9w2″>https://outlook.office365.com/owa/calendar/MortgageChainLtd@mortgagechain.co.uk/bookings/s/XOk9GRMNm0mtPHK4mTTM9w2
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Mortgage Application Tips Playlist:
https://www.youtube.com/watch?v=oyXzTqrOi_A&list=PLC4Il5hWji9SzPATAL1kFM4zPVZTEm50m
Credit Score Tips Playlist:
https://www.youtube.com/playlist?list=PLC4Il5hWji9RPlclxWj7gvVcsJfQXiDK2
First Time Buyer Tips Playlist:
https://www.youtube.com/playlist?list=PLC4Il5hWji9S8lV6KW8BHwotdtlWjX7-D
Money Savings Tips Playlist:
https://www.youtube.com/playlist?list=PLC4Il5hWji9QcN5siyYe6oeY7J_x6QG1x
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***SHOW NOTES & LINKS
Are you a tenant ? Improve your credit score today with CreditLadder
Link – CreditLadder: https://www.creditladder.co.uk/partner/mortgage-chain
Video to CreditLadder – https://youtu.be/SFO1AC0XO08
Enquiry Form: https://mortgagechain.co.uk/contact-us
Book a Free, No Obligation Call with Alex Book Now:
MortgageChainLtd@mortgagechain.co.uk/bookings/”>https://outlook.office365.com/owa/calendar/MortgageChainLtd@mortgagechain.co.uk/bookings/
Manage your Utility Bills, no more missed payments!
U-Switch Video (Go to – 2min 25seconds) – https://www.youtube.com/watch?v=NzzZBIfg3PM&t=1s
All New Solicitor Quoting Portal for First Time Buyers!
https://www.mortgagechain.co.uk/conveyancers-for-first-time-buyers/
Video on how to use Solicitor Quoting Portal
https://www.youtube.com/watch?v=b3Kn9WvDQVw&list=PLC4Il5hWji9TYuuFTvX8fBO7jpU3taMAN&index=1
DISCLAIMER: This video and description contains affiliate links via the above checkmyfile, Uswitch and credit ladder links, which means that if you click on one of the product links and purchase the product, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for the support!
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FACEBOOK GROUP For First Time Buyers:
https://www.facebook.com/groups/firsttimebuyeruk
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Today’s Question – ⚡ were you aware of all of the steps involved in the housebuying process ? LMK ????????????
Add documents checklist link in description and pin comments.
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